Loan amount up to $500,000

Bad credit loans accepted

Financing for new businesses accepted

Approval possible in 24 hrs

Fast & Flexible Business Loans for Brisbane Businesses

Brisbane businesses move quickly — and your funding needs to keep up. Whether you’re running a café in Fitzroy, a trade business in Dandenong, a boutique in St Kilda or managing online orders from the CBD, Broc Finance helps you access the capital you need without the delays and roadblocks of traditional banks.

We work with 90+ lenders across Australia to match Brisbane businesses with the right funding product, sharper pricing and faster approval pathways. If you need working capital, equipment, growth finance or support after a tight cash-flow period, our team can guide you through the quickest path to approval.

You can start your application online in minutes at or speak directly with a Brisbane business loan specialist.

Explore the top 10 business loans in Australia

Business loans are essential requirements for any business looking for a growth. Sooner or later all the businesses come across a phase where they need to borrow from external sources like lenders, venture capitalists etc to transition into next phase of the grow. Generally business loans are one of the easiest ways to secure timely funding. However, at times, it becomes a tedious and time-consuming task to compare and choose from the right business loan product for your business.

Start loan application

Most popular

Unsecured business loans

An unsecured business loan can be obtained without the need of pledging any asset as a security.

No security needed

Hassle free approval

Less required documentation

Loan term 3-36 months

Borrowing limits

$5k - $500k

Interest rate from

7.99%

Term

3 - 36mths

Turnaround times

24 - 48hrs

Learn More

Small business loans

Financing option that provides a lump sum of cash in exchange for future repayment of the principal and interest.

Quick approval

Funding possible within 24 hrs

Less required documentation

Loan term 3-60 months

Borrowing limits

$5k - $1m

Interest rate from

7.99%

Term

3 - 60mths

Turnaround times

24 - 48hrs

Learn More

Secured business loans

Secured business loans are backed by security in any form and get more ideal terms because they are considered less risky.

Security required

Start-up/New businesses accepted

Flexible repayments

Loan term 3-60 months

Borrowing limits

>20k

Interest rate from

5.99%

Term

25 yrs+

Turnaround times

3 - 7 days

Learn More

Business line of credit

Like a credit card, the lender sets up a certain fund limit for business use. Your business can draw and repay the loan when needed.

No security needed

Hassle free process

Less required documentation

Loan term 3-60 months

Borrowing limits

$5k - $500k

Interest rate from

7.99%

Term

upto 5 yrs

Turnaround times

24 - 48hrs

Learn More

Invoice finance

This loan allows you to access funds in advance according to your invoices. Draw funds within a set limit and pay it off when the invoice is paid.

Similar to business line of credit

Up to 95% of invoice value

Either disclosed or undisclosed facility

Up to $150m

Borrowing limits

$10k - $150m

Interest rate from

9.99%

Term

Ongoing

Turnaround times

24 - 72hrs

Learn More

Debtors finance

Similar to invoice financing - the lender provides a limit against the accounts receivables ledger of the business to draw funds.

Similar to business line of credit

Up to 80-85% of receivables ledger

Up to $150m

Borrowing limits

$10k - $150m

Interest rate from

9.99%

Term

Ongoing

Turnaround times

24 - 72hrs

Learn More

Trade finance

Enables you to pay your supplier up to 100% upfront or in advance before receiving goods.

No security needed

Early payment discounts available

Flexible repayments

Reduced payment (FX risks)

Borrowing limits

$10k - $150m

Interest rate from

9.99%

Term

Ongoing

Turnaround times

24 - 72hrs

Learn More

Vehicle & equipment finance

A business vehicle or equipment loan is backed by the underlying purchased asset so no additional real estate security is required.

100% funding possible

Approval possible in 24-48 hrs

No doc approvals upto $250k

Primary & secondary assets

Borrowing limits

$10k - $1m

Interest rate from

5.99%

Term

2 - 7yrs

Turnaround times

24 - 48hrs

Learn More

Start-up business loans

For businesses with no active trading or trading <12 months. The loan is generally secured and required to be backed by a real estate security.

Real estate security needed

Funded up to 80% LVR

1st/2nd Mortgage options

Obtain an existing business

Borrowing limits

$20k - $30m

Interest rate from

1.5% p.m.

Term

3 - 24mths

Turnaround times

3 - 7 days

Learn More

Bad credit business loans

A second chance for businesses to recover and potentially improve your credit history if you have a current and consistent cash flow.

Shorter term 3-12 mths

Unsecured facility possible

Daily/weekly repayments

Approval possible in 24-48 hrs

Borrowing limits

$5k - $500k

Interest rate from

1.5% p.m.

Term

3 - 24mths

Turnaround times

3 - 7 days

Learn More

*The information provided above is intended as a guide only. Please contact us for more information.

Calculate your business loan estimate today

Simply slide the button or enter the loan amount and terms (in weeks) you are looking to borrow.

The estimated repayments are based on the annual percentage rate and are for indicative purposes only. They’re based on interests generally charged by the lenders in this space, however, every business is different and the actual repayment would depend on factors such as:

Industry

Cash flow

Trading time

Banking conduct

Credit worthiness

...and more!

Disclaimer: The calculation provided is for indicative purpose only. The interest rate and repayment may vary based on individual business risk profile.

$

$0

$1,000,000

weeks

0 weeks

156 weeks

Est. weekly repayments

Total you will pay

If you wish to get more accurate loan repayment figures, please complete your application form by filling out your loan details. One of our lending specialists will get in touch with you to discuss your requirements in detail.

What you should know about Business Loans

Have questions? Speak to our experts!

Are you eligible for a Business Loans in Brisbane?

Most Brisbane businesses meet the standard criteria for approval. While each lender has its own assessment rules, these benchmarks help confirm trading stability, cash flow strength and basic borrowing capacity. Even if a bank has declined you due to limited trading history or seasonal income, many non-bank lenders will still consider your application if the fundamentals are sound.

To qualify for most business loans in Brisbane, you typically need:

Active ABN

Minimum 6 months of trading

At least $5,000 in monthly business revenue

1.

Check your eligibility

Check the basic loan eligibility of your business and complete the application form which takes 60 seconds.

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2.

Submit your application

Once you complete your application form. We get in touch to discuss your business requirement and advice the documents required.

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3.

Get you approved as quick as 24 hrs

Once we get all the documents required, we login your application with the most suited lender and get the loan approval in as low as 24 hours.

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Get pre-approved without any credit checks!

We service all across Australia

Select which city you're located to learn more about our services!

Real results with real people.

Toni Speakman

Toni Speakman

I don’t usually post reviews on the internet, but I feel compelled to write one about our recent experience with Broc Finance. In particular, we’d just like to thank and recommend Neeraj, who has been extremely professional, quick to get back to us regarding information and has exceptional easy-going language so we could understand what was happening and what we needed to do. He endeavoured to get the help we needed in a very short amount of time and the funds were in our account within 2 weeks of applying. Neeraj managed to secure our loan at a much lower interest than the big banks and we would recommend Broc Finance - especially Neeraj, to anyone who is seeking financial assistance away from the big greedy banks. This is the 2nd time we’ve used this service, and it won’t be the last. Thank you.
Chi Morris

Chi Morris

Dear Sas, I want to express my heartfelt gratitude for your efficiency and the exceptional support that you have provided in helping me meet my business needs. It was always easy to deal with you and you were always available to answers every question. I was also quite impressed by your professionalism and efficiency which were quite exceptional. Thanks for going above and beyond to deliver an outstanding service. I look forward to working with you again in the future.
Ibrahim Alpay

Ibrahim Alpay

I highly recommend Saroj to anyone needing business funding. He’s helped me multiple times with fast and efficient service, securing higher than-expected loan amounts each time. Excellent experience!
Min Wilson

Min Wilson

The team delivered a well structured and highly supportive service that made the financial process feel streamlined and well governed. Each step was clearly defined, proactively explained. The overall outcome felt both efficient and value-aligned.
shephali jain

shephali jain

very professional and knew what we wanted and gave us the best services. we happy with Saroj service and he knew what he was providing and alway on the phone when we need him . thanks for a smooth professional deal.
Mugdha Chandekar

Mugdha Chandekar

A Trusted Partner in Commercial Finance I had the pleasure to discuss with Broc Finance on a complex commercial mortgage transaction, and I can confidently say they are the experts and professinals in this space. If you're looking for a commercial mortgage broker who brings clarity, integrity, and genuine commitment to the table, Broc Finance is the one to call. Highly recommended for any business owner seeking tailored financial solutions.
AJ Ambikairajah

AJ Ambikairajah

Broc Finance are an amazing company to work with. Saroj is the best broker I have worked with and very attentive, knowledgeable and efficient. Highly recommend
Deepesh Parikh

Deepesh Parikh

Saroj knows his business. To the point guidance, everything from start to finish was as expected and confirmed by him. Always recommend him for sorting it your personal or business finances. Thanks a lot for all your help Saroj.

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