Cash Flow Finance Solutions In Australia

What is Cashflow Finance?

Cash flow for a business is the money coming in through revenue and going out in the form of payments and expenses. Cashflow finance, on the other hand, is a form of business financing where a lender generally provides an unsecured business loan to a business depending on the monthly cash flow of the business.

An enterprise can use cash flow finance to bridge the short-term liquidity gap in the business. It is a fast way of gaining access to cash for maintaining continuity of business operations.

Eligibility

Must have an active ABN
A minimum continuous trading history of 6 months
Minimum average monthly turnover of $5000

What you should know about Cashflow Finance

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How Can You Use Cashflow Finance?

Cashflow finance comes in handy in multiple situations, such as:

Paying salaries to the staff
Bill settlement of the suppliers
Business development expenses
Business-related investment
Purchasing equipment related to business

Other than all these, cash flow finance is instrumental in taking care of day-to-day operational expenses. It ensures that the cash flow in and out of the company remains stable for sustainability in business capital and progress.

How does Cashflow Finance work?

When an enterprise generates steady cash flow, it means that there is enough revenue to meet all kinds of financial obligations. Now, when you apply for a loan to mitigate a financial emergency, the finance broker or lender will analyze the company’s cashflow capacity to determine the credit limit for short term or long term.

Cashflow financing is a way for the business owner to acquire funds against the expected cash flow by assessing the present state. The repayment schedule is also decided based on the enterprise’s expected and historical cashflows.

Features of Cashflow Finance

Generally, cash flow finance is unsecured in nature
You can get daily/weekly/fortnightly repayments suitable to your business cashflows
Term varies between 3 months to 60 months
Loans are approved to be used for business purposes only
Generally suitable for small and medium enterprise businesses

What are the advantages of Cashflow Finance?

Cashflow Finance has a wide range of benefits, such as:

It gives the business fast access to funding in times of emergencies to fill the gap in the business cash flow
The borrower can access the funding as per requirement against an approved credit limit
Repayments against the loan are flexible; either fixed or structured, making the payments easy for the borrower
Whether short-term or long-term, Cash flow finance promotes business growth and success by ensuring robust capital through steady cash flow

Why should you choose Broc Finance?

In a short tenure, Broc Finance has helped Australian businesses, especially the SMEs to secure diverse financing options and facilitate the same via credible lenders. We have a robust network that comprises the top lenders in the country. Our accessibility to varied business loans makes it easy for businesses to get the kind of financing that’s best suited for them.

Tailor made options

Being a small business owner, many of our clients are not sure of right loan product for their businesses. Our lending specialists understand their needs and recommend tailor made options.

Personal Consultation

Unlike business loan marketplace websites which use AI based algorithms to match your requirements, we provide obligation free personal consultation as every business is different and an AI based algorithm may not provide them the optimum solution.

Competitive Pricing

We endeavour to achieve the optimum business loan solution for our clients at the most competitive pricing possible.

Clear communication

We understand the essence of time so don’t believe in wasting our customers time by giving false hopes. Transparent and clear communication is in our DNA.

Real results with real people.

78+ customer reviews

5.0

rupali bibra

Our company had an amazing experience with this company. We are so pleased with the service received from Mr Saroj. He went above and beyond to help us get out of the situation. We would highly recommend Mr Saroj who has wealth of knowledge and experience. His expertise in the finance industry assisted us to gain that financial freedom. Our case wasn’t easy and straightforward and took long six months to achieve our goals . Thanks for all the hard-work and patience while assisting us. Communication was so concise and clear . Always proactively communicating with us . Overall it was 7 star service .

Milan shrestha

I had an outstanding experience working with Aditya and Saroj( Broc Finance)! From start to finish, the process was seamless, professional, and stress-free. They took the time to understand our needs and provided us with a range of options that suited. Their communication was clear, prompt, and transparent, making the entire process straightforward.

Prarthana Moses

Had the pleasure of working with Aditya to secure a line of credit, and I couldn’t be more impressed with his service. From the very beginning, Aditya was professional and attentive, ensuring that I got the best possible rate and terms. He guided me through the entire process, helping with all the necessary requirements and addressing any queries I had in a timely manner. His patience and support made the journey much easier and stress-free. I highly recommend Broc Finance for anyone looking for financial assistance – they truly go above and beyond!

John Christian

Broc Finance were a pleasure to work with. Saroj took the time to understand the purpose for the facility and my business. In doing so, he secured exactly what I wanted, quickly and at a very competitive rate. I’d recommend Broc Finance to anyone looking for a finance facility who wants to work with a broker who can provide that personal experience that the Big-4’s just don’t offer. Great experience!! I look forward to working with Broc Finance in the future.

Mario Tadic

Sas was amazing, we received a great deal. He made the process so easy. Highly recommend.

Nano Etiennette

This is the second time I dealt with Saroj, he has made this process very easy to understand . I highly recommend his services

Scott Rossborough

Saroj and his team do an amazing job. Will highly recommend recommend to friends and family

Mathew John

Saroj and Aditya and the company are very professional and they have access to various lenders and institutions. It’s a one stop shop for all your financial needs and the speed, commitment and service is next level . Highly recommended

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Frequently asked questions

Lenders regard cash flow as an essential factor to determine if the borrower is capable enough to pay off the loan by remaining solvent and sufficing any future needs for growth and capital.

If there is more cash coming into the business in comparison to the outgoing expenses, it is considered a steady cash flow.

Of course, you can. Seasonal businesses can benefit immensely from cash flow finance. Reach out to our experts for a consultation on the same.

The interest rates vary in each case. Consult with our team to get more clarity on the matter.

Cash Flow Finance

Low doc funding up to $250k

Terms between 3 month – 60 months

Fast approval possible within 24 hours

Unsecured funding options available