favi

Low doc funding up to $250k

Terms between 3 month – 60 months

Fast approval possible within 24 hours

Unsecured funding options available

cashflow-finance-first-image

What is Cashflow Finance?

Cash flow for a business is the money coming in through revenue and going out in the form of payments and expenses. Cashflow finance, on the other hand, is a form of business financing where a lender generally provides an unsecured business loan to a business depending on the monthly cash flow of the business.

An enterprise can use cash flow finance to bridge the short-term liquidity gap in the business. It is a fast way of gaining access to cash for maintaining continuity of business operations.

Eligibility

  • Must have an active ABN
  • A minimum continuous trading history of 6 months
  • Minimum average monthly turnover of $5000

What you should know about Cashflow Finance

Have questions? Speak to our experts!

1300 253 041 Apply Now

How Can You Use Cashflow Finance?

Cashflow finance comes in handy in multiple situations, such as:

  • Paying salaries to the staff
  • Bill settlement of the suppliers
  • Business development expenses
  • Business-related investment
  • Purchasing equipment related to business

Other than all these, cash flow finance is instrumental in taking care of day-to-day operational expenses. It ensures that the cash flow in and out of the company remains stable for sustainability in business capital and progress.

How does Cashflow Finance work?

When an enterprise generates steady cash flow, it means that there is enough revenue to meet all kinds of financial obligations. Now, when you apply for a loan to mitigate a financial emergency, the finance broker or lender will analyze the company’s cashflow capacity to determine the credit limit for short term or long term.

Cashflow financing is a way for the business owner to acquire funds against the expected cash flow by assessing the present state. The repayment schedule is also decided based on the enterprise’s expected and historical cashflows.

Features of Cashflow Finance

  • Generally, cash flow finance is unsecured in nature
  • You can get daily/weekly/fortnightly repayments suitable to your business cashflows
  • Term varies between 3 months to 60 months
  • Loans are approved to be used for business purposes only
  • Generally suitable for small and medium enterprise businesses

What are the advantages of Cashflow Finance?

Cashflow Finance has a wide range of benefits, such as:

  • It gives the business fast access to funding in times of emergencies to fill the gap in the business cash flow
  • The borrower can access the funding as per requirement against an approved credit limit
  • Repayments against the loan are flexible; either fixed or structured, making the payments easy for the borrower
  • Whether short-term or long-term, Cash flow finance promotes business growth and success by ensuring robust capital through steady cash flow
why-choose3

Why should you choose Broc Finance?

Tailor made options

Being a small business owner, many of our clients are not sure of right loan product for their businesses. Our lending specialists understand their needs and recommend tailor made options.

Personal Consultation

Unlike business loan marketplace websites which use AI based algorithms to match your requirements, we provide obligation free personal consultation as every business is different and an AI based algorithm may not provide them the optimum solution.

personal-consultation

Competitive Pricing

We endeavour to achieve the optimum business loan solution for our clients at the most competitive pricing possible.

Clear communication

We understand the essence of time so don’t believe in wasting our customers time by giving false hopes. Transparent and clear communication is in our DNA.

Real results with real people.

118+ customer reviews

5.0

M

Mai Yang

Absolutely wonderful service! Saroj was amazing with keeping us up to date with our loan application which was approved quickly without any hassle. I would definitely recommend Broc Finance!

K

Khanyi Moyo

Thank you. This was a great experience with a team that takes time to ask what your needs are then help you find the best deal.

A

Aghar Tefera

Fantastic service!! Very nice & helpful staff!! I had the best experience and got things done promptly and professionally! Thank you Broc Finance 😊!!

L

Liesel Collings

Wonderful service by Saroj. Took care of my requirements for business loan. Turnaround time from application to disbursement was 2 days.

A

Abhishek Chhugani

Wonderful service by Saroj. Took care of my requirements for business loan. Turnaround time from application to disbursement was 2 days.

A

Atulkumar Patel

I don't want to miss this opportunity to say About Saroj Work that he just made it impossible job into possible , I have got loan of 1.5 million event though I have very low credit score . Great work , and highly recommend for any kind of loan issues.

J

Jas Singh

Great services, great effort by Saroj.

M

Michael Banabakis

Easy to deal with and nothing was a problem!!

Have questions? Talk to a specialist!

Read our FAQs 1300 253 041
form-img

What loan are you looking for?

Tell us about yourself

Can't remember? Find it here

Frequently asked questions

Lenders regard cash flow as an essential factor to determine if the borrower is capable enough to pay off the loan by remaining solvent and sufficing any future needs for growth and capital.

If there is more cash coming into the business in comparison to the outgoing expenses, it is considered a steady cash flow.

Of course, you can. Seasonal businesses can benefit immensely from cash flow finance. Reach out to our experts for a consultation on the same.

The interest rates vary in each case. Consult with our team to get more clarity on the matter.

Apply Now
Talk to a Specialist