Cash Flow Finance Solutions In Australia

What is Cashflow Finance?

Cash flow for a business is the money coming in through revenue and going out in the form of payments and expenses. Cashflow finance, on the other hand, is a form of business financing where a lender generally provides an unsecured business loan to a business depending on the monthly cash flow of the business.

An enterprise can use cash flow finance to bridge the short-term liquidity gap in the business. It is a fast way of gaining access to cash for maintaining continuity of business operations.

Eligibility

Must have an active ABN
A minimum continuous trading history of 6 months
Minimum average monthly turnover of $5000

What you should know about Cashflow Finance

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How Can You Use Cashflow Finance?

Cashflow finance comes in handy in multiple situations, such as:

Paying salaries to the staff
Bill settlement of the suppliers
Business development expenses
Business-related investment
Purchasing equipment related to business

Other than all these, cash flow finance is instrumental in taking care of day-to-day operational expenses. It ensures that the cash flow in and out of the company remains stable for sustainability in business capital and progress.

How does Cashflow Finance work?

When an enterprise generates steady cash flow, it means that there is enough revenue to meet all kinds of financial obligations. Now, when you apply for a loan to mitigate a financial emergency, the finance broker or lender will analyze the company’s cashflow capacity to determine the credit limit for short term or long term.

Cashflow financing is a way for the business owner to acquire funds against the expected cash flow by assessing the present state. The repayment schedule is also decided based on the enterprise’s expected and historical cashflows.

Features of Cashflow Finance

Generally, cash flow finance is unsecured in nature
You can get daily/weekly/fortnightly repayments suitable to your business cashflows
Term varies between 3 months to 60 months
Loans are approved to be used for business purposes only
Generally suitable for small and medium enterprise businesses

What are the advantages of Cashflow Finance?

Cashflow Finance has a wide range of benefits, such as:

It gives the business fast access to funding in times of emergencies to fill the gap in the business cash flow
The borrower can access the funding as per requirement against an approved credit limit
Repayments against the loan are flexible; either fixed or structured, making the payments easy for the borrower
Whether short-term or long-term, Cash flow finance promotes business growth and success by ensuring robust capital through steady cash flow

Why should you choose Broc Finance?

In a short tenure, Broc Finance has helped Australian businesses, especially the SMEs to secure diverse financing options and facilitate the same via credible lenders. We have a robust network that comprises the top lenders in the country. Our accessibility to varied business loans makes it easy for businesses to get the kind of financing that’s best suited for them.

Tailor made options

Being a small business owner, many of our clients are not sure of right loan product for their businesses. Our lending specialists understand their needs and recommend tailor made options.

Personal Consultation

Unlike business loan marketplace websites which use AI based algorithms to match your requirements, we provide obligation free personal consultation as every business is different and an AI based algorithm may not provide them the optimum solution.

Competitive Pricing

We endeavour to achieve the optimum business loan solution for our clients at the most competitive pricing possible.

Clear communication

We understand the essence of time so don’t believe in wasting our customers time by giving false hopes. Transparent and clear communication is in our DNA.

Real results with real people.

55+ customer reviews

5.0

Niteesha Nagowah

We had an incredible experience working with Saroj from Broc Finance. He is incredibly knowledgeable, responsive, and guided us through the purchase of our company vehicle with expertise. The attention to detail and commitment to finding the best possible options truly set him apart. Highly recommend his services for anyone navigating the complexities of obtaining a finance. Thank you again for outstanding assistance.

Manpreet Kaur

Our sincere thanks to Saroj ji & his team for their invaluable assistance in securing the loan. We are extremely greatful for his exceptional service & support throughout the process. Highly recommend!

Matthew

Broc Finance were awesome…really responsive and solutions focussed. We especially appreciated having a broker who was an advocate for our interests when engaging with lenders.

Ibrahim Alpay

Saroj and his team is amazing have been using him for business funding for over a year he has found surprising solutions when others couldn’t make it happen very skill full with negotiating high loan amounts that I would never expect at wonderful terms and rates look no further I recommend broc finance for your business lending purposes look no further and don’t think twice much appreciated won’t go to any other broker at all many thanks to his team !!!!!!

vishal srivastava

We have used Broc Finance over last 2 years for various business line of credits and vehicle loan. Broc finance have been very professional in this journey. They have understood our needs as business and catered the solutions as per requirement . They look around in market and get one the best financial solution for the business be at vehicle of line of credits . I would strongly recommend the business for there services

Nasir sabiry

Thank you very much in helping me with financing a car SAS. You have been very professional and responsive every time I needed information. Fully recommend to any looking to finance a car.

Ajay Kanumuri

I would strongly recommend. Saroj Shah helped to get my loan with in span of three days. He was very supportive and clearly explained the loan process.

Scott Filby

Excellent experience with the service of Saroj! He did all the hard work and helped me find what I required. Saroj offered excellent suggestions and went the extra mile with his advice, which won my respect and helped in achieving the outcome required.

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Frequently asked questions

Lenders regard cash flow as an essential factor to determine if the borrower is capable enough to pay off the loan by remaining solvent and sufficing any future needs for growth and capital.

If there is more cash coming into the business in comparison to the outgoing expenses, it is considered a steady cash flow.

Of course, you can. Seasonal businesses can benefit immensely from cash flow finance. Reach out to our experts for a consultation on the same.

The interest rates vary in each case. Consult with our team to get more clarity on the matter.