Trade Finance

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What is a Trade Finance?

A trade finance limit is just opposite to an Invoice finance or Debtor finance limit.

A Trade finance limit enables you to pay your supplier upfront or in advance before receiving goods.

You can get up to 100% of your supplier’s invoice funded and have flexibility to repay up to 150 days term.

A trade finance is also called as supplier finance.

Reviews on Google

Alexander Pacitto
Alexander Pacitto
Saroj was fantastic in getting finance organised for my business. Efficient, responsive and concise. Recommend.
Arjuna Gunasekara
Arjuna Gunasekara
Callum Baxter
Callum Baxter
Vicky Angelucci
Vicky Angelucci
Quick, efficient and easily understood our needs as a small business. Thank you Saroj.
Raphael Mamudi
Raphael Mamudi
Saroj is a life saver. I’ve never met such a genuine and more passionate person about their job. He has absolutely gone above and beyond for me and my business and am so grateful our paths crossed. Thank you brother!
Shey Bhatti
Shey Bhatti
They are the best, I was having defaulted credit application and they sorted me with quick funds to resolve my issues, Also the best part they removed my Default flag on credit file. Many thanks SAROJ
Josh Zhang
Josh Zhang
Dealing with Saroj is nice and easy. He is really professional and diligent ☺ The process is so smooth, I just need to provide all the details then it's done.
Kate Tiller
Kate Tiller
Saroj was incredibly efficient and made this whole process so simpleand easy., I was thrilled to have my approval so quickly and managed so well. I highly recommend Saroj and this team any day of the week! Kate
As a Small Business owner of AA DOOR SERVICES, i would like to thank Sanroj for his help for my financial need with regards to Cash Flow so i can scale up and grow my business. Sanroj was very helpful from the minute i spoke to him over the phone. He walked me through it every step of the way to help me out and speed things up. Overall, a friendly guy and i did not feel pressured while i was on the phone with him. Everything went so smooth and within the duration of 48 hours maximum, the money was in my Business Account. Definitely recommend Broc Finance. Thanks again Sanroj Kind Regards, Alden Arrighi AA DOOR SERVICES
Ng Family Enquiry
Ng Family Enquiry

Critical Information Sheet

Loan Amount $100k- $150M
Term Ongoing
Can be used for
  • Buying stock/Inventory
  • Paying creditors
  • Other working capital needs
Repayments Gets settled against payment of invoices within 60-90 days
Security Secured against current assets of the business No real estate security required
Pre-Approval Time 24 hours – 72 hours
Unconditional Approval and Settlement Time 7-10 days
Documents required
  • Last 6-12 months bank statement.
  • Financial statements with Receivables/Payables ledger
  • Sample invoice with proof of delivery
  • ATO statements
  • A valid identification proof
Interest Rates Starts from 4.95% p.a.
  • Get paid against invoices in advance
  • Can go higher funding without real estate security
  • Does not impact business leverage
*The information provided in critical information sheet is intended as a guide only. Please contact us for more information.

Why does a business need Trade finance?

Generally, businesses who are heavily reliant on domestic or international suppliers, needs to have access surplus cash flow to procure timely orders.
Having a trade finance limit enables a business to make prompt payment or advance payment to the supplier which gives them the buying power to negotiate better pricing with discounts and timely delivery.

With a Trade finance limit, you get an option to pay back the lender up to 150 days which is a good time fame to liquidate the orders, payback the lenders and book profits.

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How does a Trade Finance work?

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Step 1

Order goods from your domestic/overseas supplier
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Step 2

Present your supplier’s invoice to the lender
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Step 3

The lender pays the supplier’s invoice
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Step 4

Payback the lender on agreed terms of repayment.

What are the benefits of having a Trade Finance limit?

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A trade finance facility can be beneficial to your business in several ways. Some of the key benefits can be listed as below:
  • No real estate security required to avail trade finance
  • Ability to pay suppliers in advance and get early payment discounts.
  • Flexible repayment terms with interest free periods.
  • Reduced payment, FX and international transaction risks.
  • Helps to unlock the market potential with timely procurement of goods.

What documents are required to apply for a Trade Finance?

  • 6-12 months Bank statements
  • Management Accounts
  • Receivables/Payables ledger
  • ATO statements
  • A valid Identification proof.

Why does a company need trade finance?

A trade finance facility may not be a suitable option for every business. However, it could be very useful for businesses involved in import and export of goods and services. A trade finance facility can be beneficial for both buyers and sellers.

For a buyer, generally paying for goods in advance becomes a big burden on the cash flow of the business and could witness several delays in procuring goods which can eventually impact the overall growth of the business. Having a trade finance facility helps them in making advance payment for goods to be imported and procure timely orders.

For a seller, exporting goods without receiving 100% advance may pose severe risk of default and hence they may not be comfortable dispatching the goods without receiving the full payment. A trade finance enables them to unlock cash flow from the manufactured goods in a much quicker time.

A trade finance facility not only helps to solve the liquidity problem for both buyers and sellers but also mitigates the risk in transactions involved in import/export of the goods between domestic and international trades.

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