Unsecured, off-balance-sheet financing.

100% settlement of supplier invoices.

Repayment terms between 60-90 days.

Quick access of funds at better pricing

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What is Supply Chain Finance?

Supply chain finance is a convergence of several working capital solutions in the business financing domain. However, it has its focus on invoice finance and trade finance. It enables businesses to pay the suppliers without any delay so that there is no disruption in the production and delivery schedule. It also allows enterprises to benefit from early payment discounts by the suppliers.

Entities involved in supply chain finance offer extra working capital funding to enterprises enabling them to settle the supplier invoices until they receive their due payment from the clients/consumers/customers. The time frame for supply chain finance is up to 180 days.

What you should know about Supply Chain Finance

Have questions? Speak to our experts!

What are the Essential Features of Supply Chain Finance?

Supply chain finance improves the cash flow for businesses, ensuring consistent growth, minus any disruption due to late payments. The salient features of supply chain finance can be listed as:

  • It covers any cash flow gaps in an enterprise.
  • Businesses can cover 100% of the cost of the goods from the suppliers.
  • Supply chain finance offers risk protection against Forex by locking in the rates.
  • This form of financing requires no security or collateral, relieving the business owner will not have to peg any personal or commercial assets against the loan amount.
  • The loan approval rate is high, and the business owner can get fast access to funds.

With Broc Finance by your side, as a trusted finance broker, it will become easy for you to navigate the routes of supply chain finance in Australia. We will make sure to match you with a compatible lender.

What are the Advantages of Supply Chain Finance?

Supply chain finance benefits the buyers (the business owners) and the suppliers. Let’s explore benefits for both:

Buyer Benefits

  • There is an instant increase in business cash flow.
  • Extends the time limit to clear the outstanding payment up to 60-90 days.
  • Improves the metrics of the business balance sheet.
  • Supply chain finance does not fall under debt; hence supply chain finance becomes a source of funding off the balance sheet.
  • Helps the enterprises to maintain compliance with existing bank agreements.
  • Aids businesses in minimizing supply chain gaps or disruptions.
  • Allows accessibility to inexpensive financing for the suppliers, backed by the business’ credit rating.

Supplier Benefits

  • Suppliers benefit from a reduced time limit for clearance of outstanding payment against the goods.
  • There is no assignment of debt over the supplier’s assets.
  • Enhances the working capital ratio of the suppliers.
  • Improves the metrics on the balance sheets.

Lowers the receivables balance, improving the position of the balance sheet because supply chain payments do not fall under the debt category.

What kind of Businesses can benefit from Supply Chain Finance?

Supply chain finance is well-suited for businesses that source their raw material or goods from foreign suppliers, selling the products to consumers at base trade-credit rates. Manufacturers that have very tight production schedules because they use imported parts for their products can benefit from supply chain finance. Similarly, wholesalers that have to maintain the stock levels updated in their inventory can leverage this form of financing too. Here is a list of industries that can benefit from supply chain finance:

  • Pharmaceuticals
  • Healthcare
  • Food and beverage
  • IT hardware and equipment
  • Wholesale
  • Construction
  • Manufacturing

Reach out to our experts at Broc Finance to assess your eligibility for supply chain finance.

How does Supply Chain Finance Work?

Just like any other form of business financing, supply chain finance follows a definite protocol of application, approval, and funds dispersal, mentioned below:

1.

The business organization or enterprise orders goods from supplier

2.

Supplier uploads the invoice after fulfilling the order

3.

Buyer approvesthe invoice

4.

The lender pays to the supplier at discounted rate

5.

Buyer pays the invoice

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Why should you choose Broc Finance?

Tailor made options

Being a small business owner, many of our clients are not sure of right loan product for their businesses. Our lending specialists understand their needs and recommend tailor made options.

Personal Consultation

Unlike business loan marketplace websites which use AI based algorithms to match your requirements, we provide obligation free personal consultation as every business is different and an AI based algorithm may not provide them the optimum solution.

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Competitive Pricing

We endeavour to achieve the optimum business loan solution for our clients at the most competitive pricing possible.

Clear communication

We understand the essence of time so don’t believe in wasting our customers time by giving false hopes. Transparent and clear communication is in our DNA.

Real results with real people.

Niteesha Nagowah

Niteesha Nagowah

We had an incredible experience working with Saroj from Broc Finance. He is incredibly knowledgeable, responsive, and guided us through the purchase of our company vehicle with expertise. The attention to detail and commitment to finding the best possible options truly set him apart. Highly recommend his services for anyone navigating the complexities of obtaining a finance. Thank you again for outstanding assistance.
Manpreet Kaur

Manpreet Kaur

Our sincere thanks to Saroj ji & his team for their invaluable assistance in securing the loan. We are extremely greatful for his exceptional service & support throughout the process. Highly recommend!
Matthew

Matthew

Broc Finance were awesome…really responsive and solutions focussed. We especially appreciated having a broker who was an advocate for our interests when engaging with lenders.
Ibrahim Alpay

Ibrahim Alpay

Saroj and his team is amazing have been using him for business funding for over a year he has found surprising solutions when others couldn’t make it happen very skill full with negotiating high loan amounts that I would never expect at wonderful terms and rates look no further I recommend broc finance for your business lending purposes look no further and don’t think twice much appreciated won’t go to any other broker at all many thanks to his team !!!!!!
vishal srivastava

vishal srivastava

We have used Broc Finance over last 2 years for various business line of credits and vehicle loan. Broc finance have been very professional in this journey. They have understood our needs as business and catered the solutions as per requirement . They look around in market and get one the best financial solution for the business be at vehicle of line of credits . I would strongly recommend the business for there services
Nasir sabiry

Nasir sabiry

Thank you very much in helping me with financing a car SAS. You have been very professional and responsive every time I needed information. Fully recommend to any looking to finance a car.
Ajay Kanumuri

Ajay Kanumuri

I would strongly recommend. Saroj Shah helped to get my loan with in span of three days. He was very supportive and clearly explained the loan process.
Scott Filby

Scott Filby

Excellent experience with the service of Saroj! He did all the hard work and helped me find what I required. Saroj offered excellent suggestions and went the extra mile with his advice, which won my respect and helped in achieving the outcome required.

Have questions? Talk to a specialist!

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Frequently asked questions

Every business has its specific need for financing. To understand your eligibility for supply chain finance, we will need to go through your recent balance sheet and financial documents against your internal credit rating. Our experts can help you with the process. You only have to fill-up the form mentioned on this page and submit it. We will get back to you ASAP.

No. Supply chain finance works well in improving the working capital for both large corporations and small companies.

The fee depends on multiple factors and varies in each case. Once you reach out to us and we find a lender for you, we will be able to give you an estimate on the fees. Nevertheless, rest assured that it will be reasonable.