Invoice Discounting

Invoice Discounting in Australia

Is your business struggling with a steady cash flow due to mounting accounts receivables? Is the financial gap disrupting your business-as-usual? Why not use your unpaid accounts receivables to secure business financing to replenish the cash pot? Here’s invoice discounting to bridge the financial gap of your business.

What is Invoice Discounting?
Invoice discounting is a form of invoice financing, which allows businesses to secure a line of credit by putting the unpaid invoices as security or collateral. Typically, you can get funds up to 95% of your pending invoices. Once the payment is collected from the concerned debtors, the lender releases the remaining balance net of its interest/fees. You can redraw funding against new invoices, which are due.

Invoice discounting is a revolving business line of credit that aligns itself to the expected income of the business. It minimizes the cash flow struggle, giving you the necessary funds in advance to invest towards the growth and expansion of your business while covering daily expenses.
Think it is just the aid you need to keep your business on its uphill climb? Then Broc Finance can help by facilitating the invoice discounting facility by connecting you with credible lenders.

What Our Clients Say

Based on 46 reviews
Ajay Kanumuri
Ajay Kanumuri
I would strongly recommend. Saroj Shah helped to get my loan with in span of three days. He was very supportive and clearly explained the loan process.
Abhishek Chhugani
Abhishek Chhugani
Wonderful service by Saroj. Took care of my requirements for business loan. Turnaround time from application to disbursement was 2 days.
Atulkumar Patel
Atulkumar Patel
I don't want to miss this opportunity to say About Saroj Work that he just made it impossible job into possible , I have got loan of 1.5 million event though I have very low credit score . Great work , and highly recommend for any kind of loan issues.
jas singh
jas singh
Great services, great effort by Saroj.
Michael Banabakis
Michael Banabakis
Easy to deal with and nothing was a problem!!
Liesel Collings
Liesel Collings
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Aghar Tefera
Aghar Tefera
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Nejatali Rotivand Ghiasvand
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Khanyi Moyo
Khanyi Moyo
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Mai Yang
Mai Yang
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Critical Information Sheet

Borrowing Limits
Loan Amount$5k- $150M
Can be used for
  • Buying stock/Inventory
  • Paying creditors
  • Other working capital needs
RepaymentsGets settled against payment of invoices within 60-90 days
SecuritySecured against current assets of the business No real estate security required
Pre-Approval Time24 hours – 72 hours
Unconditional Approval and Settlement Time7-10 days
Documents required
  • Last 6-12 months bank statement.
  • Financial statements with Receivables/Payables ledger
  • Sample invoice with proof of delivery
  • ATO statements
  • A valid identification proof
Interest RatesStarts from 9.99% p.a.
  • Get paid against invoices in advance
  • Can go higher funding without real estate security
  • Does not impact business leverage
*The information provided in critical information sheet is intended as a guide only. Please contact us for more information.

Key Features of Invoice Discounting

Broc Finance facilitates invoice discounting for businesses of all shapes and statures. Our approach towards making the funding accessible to businesses is all about ideating solutions that fit specific requirements. 

Invoice discounting has the following traits:

Invoice discounting empowers you and your business to be less dependent on the accounts receivables ledger and leverage the deficit to mitigate the same. 

What are the benefits of invoice discounting?

Invoice discounting as a form of business financing has multiple merits, especially when you have a finance broker like Broc Finance by your side. Pending invoices usually become a liability for businesses. But here is your chance to leverage that liability and turn it into a lucrative business loan opportunity. Here’s how you can benefit from invoice discounting.

Is your Business Suited for Invoice Discounting?

While at Broc Finance, we cater to the financing needs of all kinds of businesses some are more suited from invoice discounting, such as businesses that:

Few of the industries where invoice discounting can be suitable:

Do not hesitate to reach out to our team if you dint fit into the above-mentioned traits. Surely, we can make things work for you, facilitating the needed funds for your business.

How Broc Finance Can Help You?

In a short tenure, Broc Finance has helped Australian businesses, especially the SMEs to secure diverse financing options and facilitate the same via credible lenders. We have a robust network that comprises the top lenders in the country. Our accessibility to varied business loans makes it easy for businesses to get the kind of financing that’s best suited for them. The following approach makes us stand out from our competitors:

FAQ's About Invoice Discounting

Broc Finance facilitates invoice discounting under the broader umbrella of invoice finance to all kinds of businesses. You are eligible for the loan if you have:

  • Must be trading for more than 12 months
  • Have pending invoices with other Australian companies.

It depends on your perspective of doing business and customer relations. However, confidential invoice discounting is popular with our clients. If you need further assistance in the decision-making, our experts can help you with guidance and insight. 

You can apply for up to 95% of the pending accounts receivables by submitting the details of your invoice ledger. 

Unlike other forms of business financing, you can apply and get approval for invoice discounting even with an existing ATO tax debt. So, rest easy and let the experts facilitate the loan for you.

Invoice discounting is all about the beneficial aspects of business financing. The only con that it has is that this is not suitable for all businesses specially B2C businesses.

We will work with you

to overcome approval related hurdles

by getting your asset finance, property finance and unsecured business loans, without the frustrations of the bank process.