About Us

Our Story

There are various business loan products available in the market, and the eligibility criteria depends on the loan product you are looking for. Generally, to be eligible for a business loan, you need to:

  • Have an active ABN
  • Be operating for minimum 6 months
  • Have minimum trading income of $5k per month.

There are business loan products where you don’t require to be trading for a minimum period or be generating any revenue. In case you are a start-up business or planning to buy a business, please contact us to discuss your scenario and find best suited business loan product for you.

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Vision, Mission and Values

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Our Vision

To be recognised as one of the most trusted finance brokers in the country.
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Our Mission

To make viable finance option available to every small business owner in Australia by understanding and finding tailor made solutions for their business.
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Our Values

  • Integrity
  • Transparency
  • Customer Satisfaction
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Our Motto

There are over 2 million Small and Medium Enterprises (SME) businesses in Australia which account for more than 99% of all the enterprises in Australia. Unfortunately, most of these small businesses are unable to secure timely business loan from banks either due to stricter lending norms, security requirements or cumbersome and lengthy loan approval process.

Our motto is to serve these small businesses across Australia by facilitating alternative finance options (both secured and unsecured business loans) from various non-bank lenders to achieve the desired growth in their businesses.

Our Approach

We have a solution focussed approach and always strive to go an extra mile to add value to what our client is looking for.
We negotiate between various lenders on behalf of our customers to get the best suited loan product at the most competitive pricing possible. We offer free services to our clients and add a great value to Small and Medium Enterprises (SME) business financing.

Due to our due diligence and transparency on the customer’s risk profile with the lenders, we have developed strong relationships with the major cash flow lenders in the SME space within a very short span which entitles us to special benefits to help further service our customer in a timely manner.

These benefits include specialized pricing, concessional processing fees and preferential service to get fast track approvals.

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Why Should You Go Through A Finance Broker?


  • Limited business loan options.
  • Each lender has their specialization in product offering and a borrower may have to look around to match their requirements.
  • Dealing with a lender directly could be tiring and time consuming.
  • Dealing with a lender directly may not always get you the best business loan deal with competitive rates.
  • Most of the lenders may not think out of the box to structure a deal and even bankable deals may get declined sometimes.

Finance Brokers

  • Can offer multiple business loan options from a panel of lenders.
  • Finance brokers are one stop shop and can offer all possible options as per your business requirement.
  • Finance broker does all the groundwork to match tailor made loan product as per your business requirement and saves all the hassle and time.
  • With knowledge of most of the business loan products with various lenders in the market, an able finance broker can get you best deal with competitive rates most of the times.
  • Sometimes finance brokers may get special offer from the lender which may not be available if approached directly.
  • A finance broker may think out of the box to structure complex nature deals and get it approved.
  • A finance broker can get a pre approval without running any credit checks.
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What makes Broc Finance different from other?

At Broc Finance, we understand each business is different based on their size, industry, nature of business and their funding requirement, so, an algorithm-based approach in matching the business loan option may not be appropriate for all the businesses.
Keeping that in mind, we provide one to one personal consultation to our clients to understand their business needs and suggest tailor made business loan options rather than randomly forwarding their application with a lender based on algorithm. This approach has helped us in maximizing the approval rate for our clients. This approach also helps our clients to avoid unwanted rejections and credit checks which can significantly impact their credit score.

Our lending specialist have worked in senior credit position with various banks and non-bank lenders in past and have gained expertise in assessing all sort of small business loan facilities. Hence, they have the right knowledge and skill set to provide tailor made business loan option for your business.
If you have any scenario to discuss, please feel free to contact us by email or phone, and we would be more than happy to assist you with your business loan requirements.

Client Testimonials

We pride in giving exemplary service to our customers


One of our lending experts would get in touch to discuss your loan require